FHA Home Loan Programs. Helping Borrowers Since 1934.
“FHA Home Loans are now the most popular gateway to First Time Home Ownership”
Some of the Advantages of an FHA Home Loan.
A FHA (Federal Housing Administration) loan offers several advantages, particularly for first-time homebuyers as FHA loans have more flexible qualification standards than conventional loans. For example, the minimum down payment is 3.5% for credit scores of 580 or higher, and 10% for scores between 500 and 579.
FHA Government Loan Advantages:
- Low Down Payment Programs
- Lower Interest Rates
- No Limits on Income
- Less Documentation Required (Streamline)
- Low (or No) Closing Costs)
- Gifts can be used as Down-Payment
“FHA Home Loans are now the most popular gateway to First Time Home Ownership”
FHA Loan Programs
Choose from the many FHA Home Loan Programs
What Borrowers Have to Say
"Finally, someone who was a professional and knowledgeable and was able to answer all of our questions. Thank you!"
“We were looking to buy first home—for our family. We applied online, spoke with someone that same day, and received our pre-approval letter two days later!"
"We had zero stress while going through our First Home Purchase. Everyone was very quick to get back to me when we had questions. We ended up with the best monthly mortgage rate on a brand new built home."
“We went to an open house and the realtor told us we needed a pre-qualification letter if we wanted to make an offer. (I wish we knew that beforehand). But at least now we can make a serious offer when we find a home"
"Thanks to everyone who helped along the way. We were able to buy our dream home! We wasted so much time with local mortgage brokers, – and now own our first home"
I have been a Realtor since 1985. I try to explain to anyone looking to purchase a home; 'you need to get a pre-qualification before you begin the homebuying process!'"
"My wife and I had a great experience. Everyone was extremely helpful and took the time to explain everything to us as this was our first home loan. They were also extremely efficient and had no trouble getting everything done well before our closing date! Thank you again"
"Someone is always there to answer my questions and help figure out the best financial options available. Also they responded quickly to all emails and phone calls!"
Thanks so much! We just closed on our refinance today and from start to finish everyone was extremely professional with great communication!